FICO Scores 
FICO Credit Scores
Have you looked at a credit report lately? Or maybe you’ve seen ads on the Internet or on TV with numbers like “700”, “750”, “600”. Those numbers, when used to describe your credit worthiness, are your “credit score”. The most common credit scoring system is the “FICO Credit Score”. In this section, read more about the FICO credit scoring system (and make some sense out of those numbers!).
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Fair Isaac Invented the FICO Score—They’ve Also Patented How to Explain a Credit Score
Does anyone really understand what goes into your FICO score? I would hope that someone at Fair Isaac Corporation (the company that invented the FICO score) would know. You’d also think they would know how to explain your FICO score to you. Well, we’ve found out that it isn’t that simple (in fact, it’s so complicated that they’ve patented an approach for explaining your credit score!).
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FICO Credit Score
A credit score is a number that reflects your creditworthiness at a given point in time, and can change as information on the credit report changes. Many people have heard about credit scoring but do not understand the basic facts about what it is and how it works. FICO credit scores are the most widely used credit scores in the United States. Here’s what you need to know about them.
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Your Credit Score Impacts All Aspects of Your Life
Its true. Your credit score is used in many different ways. It is checked when you apply for a credit card, a car loan, a mortgage, and other traditional credit products. But did you know it may also be consulted when you change jobs? When you are considered for a promotion? Did you know it is used by utility companies and cell phone companies? Yes, your credit score does impact all aspects of your life. Improving your credit score is more important than ever.
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Introduction to Credit Scores
The first thing that comes to mind when most people think about their credit is their “credit score”. Just what is a credit score? This article gives you the information you need to understand exactly what a credit score is, and how it is calculated.
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