Credit Bureaus

Credit Bureaus

TransUnion Credit Bureau

Trans Union was founded in 1968 by the Union Tank Car Company.  In 1969, they purchased the Credit Bureau of Cook County and then launched their own credit bureau for commercial purposes.  Trans Union currently has 250 offices throughout the world and is headquartered in Chicago, Illinois.  Trans Union was formerly affiliated with local city credit bureaus as well as a company called the Marmon Group.  However, in 2008 it operates as its own commercial entity. 

A Trans Union report consists of data provided by individual creditors relating to an individual consumer (typically grouped by name and social security number).  It includes all history with previous creditors, from commercial credit card companies to banks and even utility companies. 

Trans Union is still one of the big three bureaus in the United States, along with Experian and Equifax.  TransUnion, like the other large credit bureaus, is regulated as a credit reporting agency under the Fair Credit Reporting Act. 

TransUnion may be contacted in several ways, including the following:

Contact TransUnion by phone:

• Order Your free annual TransUnion credit report: 1-877-322-8228
• Dispute an item on your TransUnion credit report: 1-800-916-8800
• Report Fraud On Your TransUnion report: 1-800-680-7289
• Opt out of pre-approved offers of credit or insurance: 1-888-567-8688

Contact TransUnion by mail:

    Fraud alert request or removal:
    TransUnion Fraud Victim Assistance Department
    P.O. Box 6790
    Fullerton, CA 92834

    Opt out of pre-approved offers of credit or insurance:
    TransUnion Name Removal Option
    P.O. Box 505
    Woodlyn, PA 19094