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Everyone Could Use a Few Tips

There are lots of easy things you can do to improve your credit score. 

Read our credit repair tips to learn some great tricks to boost your credit score.  If you have a credit tip that has worked for you, please let us know about it so we can share it with the world.

  • Free Credit Repair: You Can Do It Yourself

    Did you know that you can repair your credit yourself?  In fact, the Federal Trade Commission thinks that self credit repair is the best way to go.  Here are a few thoughts about free credit repair.

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  • Settling a Past Due Debt? Here’s How to Make Sure it Helps Your Credit Score

    One of the biggest factors that hurts your credit score is whether you have past due (or uncollected) debts.  Past due debts can drop your credit score by hundreds of points.  If you are working with a creditor or debt settlement agency to pay off an old debt, you need to make sure that you do it right to make sure that paying off the debt actually improves your credit score.  Learn how here.

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  • 3 Things You Can Do Now To Improve Your Credit Score

    Your credit score is a number (or actually several numbers, depending on who is doing the scoring) that is based on your credit history.  Having a good credit score can save you lots of money.  Who doesn’t need to save money?  Here are three things you can do to improve your credit score.  Start now, and enjoy better credit.

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  • In a Credit Fix? Reports from the Credit Bureaus Can Have Errors

    Are you looking for a boost to your credit rating?  You may want to consider repairing your credit history.  Fixing your credit can be complicated, especially if you are disputing some of the negative items that are appearing on file.  What is the best way to approach this credit fix and report situation?  The first step is to get a copy of your credit file.  This can be done by contacting any or all of the three major credit bureaus: Experian, Equifax and TransUnion.

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  • How to Purchase Bad Credit Repair Services

    Looking for ways to repair your credit?  You may have run across ads for bad credit repair services.  What is it exactly that these services do?  Before you consider using a credit repair service, take a few minutes to review how bad credit works.  Bad credit, or adverse credit, results from having too many negative items on your credit report.

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Credit Success Stories

I had credit problems, and wasn't able to qualify for a regular bank loan or a credit card. Then, I ran into a financial emergency. I found out that I could take out a faxless payday loan quickly and get cash to cover my emergency. The good thing is the lender didn't need to pull my credit history, and I was approved easily. Read More