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Everyone Could Use a Few Tips

There are lots of easy things you can do to improve your credit score. 

Read our credit repair tips to learn some great tricks to boost your credit score.  If you have a credit tip that has worked for you, please let us know about it so we can share it with the world. 

  • Building A Good Credit Record

    Given the state of the economy, it is more important than ever to have good credit. Good credit means having a good credit record and a good credit score. Every day we get bombarded with bad news—record numbers of homes being foreclosed… People drowning in debt.  The bad news never seems to end.  If you have hopes to buy a house, buy a car, get a good credit card ... even to get a job, you need to have good credit. Here are some tips to build and maintain a good credit record.

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  • Free Credit Repair: You Can Do It Yourself

    Did you know that you can repair your credit yourself?  In fact, the Federal Trade Commission thinks that self credit repair is the best way to go.  Here are a few thoughts about free credit repair.

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  • Settling a Past Due Debt? Here’s How to Make Sure it Helps Your Credit Score

    One of the biggest factors that hurts your credit score is whether you have past due (or uncollected) debts.  Past due debts can drop your credit score by hundreds of points.  If you are working with a creditor or debt settlement agency to pay off an old debt, you need to make sure that you do it right to make sure that paying off the debt actually improves your credit score.  Learn how here.

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  • 3 Things You Can Do Now To Improve Your Credit Score

    Your credit score is a number (or actually several numbers, depending on who is doing the scoring) that is based on your credit history.  Having a good credit score can save you lots of money.  Who doesn’t need to save money?  Here are three things you can do to improve your credit score.  Start now, and enjoy better credit.

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  • In a Credit Fix? Reports from the Credit Bureaus Can Have Errors

    Are you looking for a boost to your credit rating?  You may want to consider repairing your credit history.  Fixing your credit can be complicated, especially if you are disputing some of the negative items that are appearing on file.  What is the best way to approach this credit fix and report situation?  The first step is to get a copy of your credit file.  This can be done by contacting any or all of the three major credit bureaus: Experian, Equifax and TransUnion. 

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Credit Success Stories

I had a very low credit score making it nearly impossible to get credit let alone any financial help. I signed up with Credit X-Pert's [a preferred partner of CreditScoreAide] hoping that they would be able to assist me. I had an identity theft on my report and from the very beginning Credit X-Pert's was very involved in helping me resolve that situation. They even went as far as contacting our local police force to urge them start legal actions. I am currently still enrolled with Credit X-Pert's and they are continuing on repairing my credit. The support they have given me has been unmatched and I would definately recommend their company to anyone with any type of credit problems. Read More