Understanding Credit 
What Is Credit?
Let’s start at the start—just what is credit? (and why do you need to worry about it?)
Maybe everyone should start their journey to better credit here....
In this section, you’ll find information that explains what “credit” is. Once you understand what “credit” is, you’ll start to appreciate how important a good credit score and a clean credit history are.
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How is Your Credit Reputation?
If you are like most people, your personal reputation is important to you. Maybe you want people to think of you as honest, or reliable. Or maybe you have worked on creating a reputation of being fearless or smart. How do you develop these reputations? You do it through your actions. You can’t just tell your friends: “I’m reliable”. You may have a great personal reputation, but how is your credit reputation?
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Let’s Face It: Bad Credit Is Expensive!
Your credit score can cost you millions over your life (or it can save you millions). Learn the difference between a bad credit score and a good credit score, and why you should spend a little time making sure you have a good one.
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Recent Credit Blog Posts
- Say Goodbye to Two Cycle Credit Card Billing
- Credit Card Payments soon to be Divided among Balances
- More Time to make Credit Card Payments, Fewer Late Fees
- Credit Card Reform Rules: The Important Details
- Credit Card Reform: Get Ready for Some Changes
Featured Credit Articles
- Have Bad Credit? Approval For Loans Can Be Difficult
- Annual Credit Report Comparisons: Which Report Should You Get?
- Let’s Face It: Bad Credit Is Expensive!
- The Big Three Bureaus: Credit Reporting Powerhouses
- The Experian Credit Bureau—What You Need To Know About Them
Easy Credit
Good credit scores save you thousands of dollars. We've made it easy for you to learn about good credit. Download our free Easy Credit Guide and find out how easy it can be to get good credit!
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