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  • Considering a Reverse Mortgage? Here are a Few Things to Consider

    Seniors who have bad credit, and who own a home may be able to get cash by taking out a reverse mortgage.  If you are considering a reverse mortgage, here are a few things you need to consider.  Make sure to read this article before borrowing.

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  • How is Your Credit Reputation?

    If you are like most people, your personal reputation is important to you.  Maybe you want people to think of you as honest, or reliable.  Or maybe you have worked on creating a reputation of being fearless or smart.  How do you develop these reputations?  You do it through your actions.  You can’t just tell your friends: “I’m reliable”. You may have a great personal reputation, but how is your credit reputation?

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  • Let’s Face It: Bad Credit Is Expensive!

    Having bad credit is difficult as it is.  Unfortunately, having bad credit makes life more expensive.  When you have a poor credit score, lots of things are more expensive.  Learn why it is so important to improve your credit score.

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  • Let’s Face It: Bad Credit Is Expensive!

    Your credit score can cost you millions over your life (or it can save you millions).  Learn the difference between a bad credit score and a good credit score, and why you should spend a little time making sure you have a good one.

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  • Have Bad Credit? Approval For Loans Can Be Difficult

    Have bad credit? As you know, your life can change when you have bad credit.  You may be denied housing, an apartment or the car that you really want.  You may still be able to get the basic necessities of life, but you will notice a change in the quality of your life.  You will also be disqualified from owning credit cards or qualifying for business loans.  Some people in debt have even been denied a bank account!  What is involved at the heart of a bad credit approval loan? 

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Credit Success Stories

I didn't realize that there are other types of credit bureaus, including one that only deals with your checking account history. The credit bureau is "ChexSystems" and they need to comply with the same rules as regular credit bureaus. I was happy to find out that I could get my ChexSystems record cleared up! Read More