Bad Credit

• 5 Great (Free!) Guides to Saving Money

  If you have bad credit, it is probably because you have been behind on paying bills in the past (or are currently behind).  In order to build credit, you need to get current on your debts.  One of the most important steps you can take is to start saving or managing your money better.  Here are five great (and free!) guides to help you get started.

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• Want to Save Tons of Money? Do a Little Credit Improvement

  Have bad credit?  You have some choices.  Either you can continue to take advantage of some of the bad credit financing options available, or you can save money and improve your financial future by improving your credit.  What do you choose?

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• Debt Collector Tactics—What to Expect (Dealing With Debt Collectors Tip #2)

  This is the second in a series of tips about dealing with debt collectors.  In this tip, learn some of the strategies that collection agents use to harass you and to try to get you to agree to a debt settlement.

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• Debt Collectors Harrassing You?  Dealing With Debt Collectors Tip #1

  Folks who are in debt and who have bad credit usually end up having to deal with debt collectors.  If you’ve dealt with a debt collection agency, you know this: it is stressful.  Debt collectors are trained to be aggressive and tenacious.  They are like pit bulls… but not as friendly.  This is the first in a series of tips on how to deal with debt collectors.

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• Looking for a New Credit Card? Scores are Important

  Are you looking for a new credit card?  Whether this is your first credit card, a new credit card after so many years, or just another one of the collection, you are probably looking forward to this new level of financial freedom.  Most stores and restaurants accept credit cards with no questions asked.  Just beware that this temporary financial freedom doesn’t become a restricting debt over time!

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